Mariana Goldvarg, is a seasoned Financial Services Executive with over 32 years experience. She joined IBM last year and has a dual resopnsibility. She is the Financial Services Industry Expert for the region as well as a member of the IBM Worldwide Banking Center of Competence. Prior to IBM she was the Evertec President for Latin America. She also served as President of Equifax Latin America and Equifax International's Senior Marketing Officer. Before that, she held several senior level positions within Citibank including Latin America Marketing Head, Citibank Country Business Manager for several countries in Latin America and CitiMortgage Executive Director in the US amongst other positions in her tenure with Citi.